Curse Effect reduction only works when on consecrated ground

Hey, I'm looking at your gear and tree and the behavior you're describing seems correct for the amount of increased and reduced curse effect you have.

It looks like you have 50% reduced curse effect on yourself from the consecrated ground, 40% from your ring, and then 30% from your tree. This is 120% reduced curse effect on yourself. With no coward's legacy equipped curses should not affect you, and it sounds like they do not from what you describe.

With cowards legacy equipped you have 120% reduced curse effect on yourself from the sources explained above, and then 50% increased curse effect on yourself from cowards legacy. This ends up with 70% reduced curse effect. So curses should affect you at 30% of their effect in this scenario.

If I'm missing a source of reduced curse effect on yourself that you have, or not understanding your problem correctly please let me know.