... Snail Time ...

Sorry but you will never reach lvl 100. Nobody is immortal and with your pace of play at lvl 98 if you die you will lost the advance of maybe a couple of weeks... and at lvl 99 maybe a month for just 1 death.
How do I know? Because I play a minimum two hours absolutely every day. On weekends it can easily become 6 hours per day... and if I die at lvl 99 means more or less one week.

Just thinking about that loss means that my style of play has had to adapt, I need to think, I need to be careful, and therefore, slower... The only problem is that it does not guarantee security because this is an online game and there is lag and disconnections, and (of course) an occasional encounter WTF style and you may end up with your beautiful body lying on the floor and wondering what the hell happened.