Freezing/Not Responding in Town, Unsure Why

The same issue occurred even in 3.24.1. Annoying.

I've been having this same issue for about a week or two as of now. For me it only seems to be in Rogue Harbor when entering a new Heist or selling my loot. I do have a rare occasion where it freezes in other towns. I thought it was due to a lot of players having back attachments, so put all my graphic settings as low as I can, but the issue still prevails.