Another idea for XP Loss

First I'd like to mention that personally I'm fine with the game making it really hard to get to 100. That's my personal view - however when half of the threads beg to remove exp loss I guess that some middle ground could be found that I would be ok with.

First idea - Reduce exp lost to 5%

Second idea - allow one death without XP Loss per 24h of playing maps - where you gain and lose exp in the endgame - Timer would reduce only by playing maps.

Third idea - Inspired from the Souls - If you die, you lose the exp but a boss - like a guardian of your exp spawns where you died. By defeating it you get your exp back. Boss difficulty would be like a elite spirited with a fox azmeri. Or maybe a bit harder.

Nothing too hard but you still need to be careful and have a balanced gear and build.