My loot is being deleted on death

well this works two ways, you can actually very easily exploit this checkpoint mechanic in a group ;)

Its broken both ways, both in the casual dieing and having to re clear, and the pro groups dieing intentionally to powerfarm certain zones

prior to act 3 you dont lose exp on death, use these checkpoints as farm advantages, pull a huge wave, mow a few down, let them kill you, repeat, or, rare/blue mob hunt, kill, repeat.

+1 for this feeling miserable.

Killed pair of rares, epic battle, see unique drop deep breath close eyes, "I did it!" open eyes, dead to offscreen snipe, all gone.