Bandit quest reward

I haven't been playing PoE for a few months now, but started again with my hardcore marauder yesterday.

But I can't progress right now because I am not sure if I should take the life points or the skill points for my Marauder.

The skill tree has changed so much, and I can't sort out which is better.

What is the current consensus?

I guess we only get to do this quest 3 times now? Is that correct? We got to do it 4 times before?

A lot has changed. Ha.

I went on a limb crazyness and took the resist all, made it to lvl 30 HC so far in act 3 atm. Mostly trying to get other stats and choas resist on gear instead of other resist, still staying at 75% all, with later end game, many yellow packs and random shit. Mace/shield life node , a few 1h mace points with high damage/att spd, and resists, going to just grind it out slowly see how it goes.

But most people will take the health.

Edit also each difficuly gives u a different reward, i believe cruel is att spd or + pyshical damage, other is mana, and a last set of ability is endurence charge or of course go for the skill point