Wow, determination.

"

Thalandor wrote:

The only thing that makes me uneasy about armor is how the damage reduction is based on incoming damage, and not on monster level.

For a given area level, it makes your armor less effective against elite/rares, in that your %reduction goes down against their attacks. So not only the boss monsters hit harder, but your armor loses effectiveness! I't a double punishment. It seems to me it would be easier to balance a game by making the % damage reduction relative to monster level only.