0.3 Game crashed due to missing file

So I updated my game and driver and getting ready to play the game. Suddenly, when I clicked login and entered character menus the game crashed. I've tried verified my game many times, even reinstalled. Nothing helps. I even asked my friend to login into my account and solve it. He crashes too. Here's what the error says:

Exception
"Metadata/Items/Armours/Shields/Uniques/MeritOfService/MeritOfServi
ceHeld.ao": Error:
Metadata/Items/Armours/Shields/Uniques/MeritOfService/MeritOfServi
ceHeld.ao is non-virtual and does not have a physical file

I assume that this is caused by a missing file of "MeritOfService" skin. GGG I hope you can fix this ASAP because this is very upsetting since I've been waiting for league start for months.
Last bumped on Aug 30, 2025, 8:49:00 AM
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I even asked my friend to login into my account and solve it. He crashes too.

That's a curious statement to make on GGG's own forum, given their Terms of Use.
Having spent thousands of euros on Path of Exile over the years, I will not be further supporting it financially until and unless GGG resumes offering Technical Support.

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