getting -20% to all resistances

so as the name says im getting -20% to all my resistances. ive taken off all my armor and still nothing changes. is there a skill im overlooking on the passive tree that does that? i honestly have no idea what it is
Last bumped on Oct 1, 2016, 12:55:10 AM
Cruel difficulty imposes -20% to all resistances

(Merciless Difficulty imposes -60%)
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yeah... that just popped into my head.... i feel dumb

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