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Cloth&Chain increases your armor or your evasion but not both. The bonus is only applied once, not twice. The problem with your remaining points can easily be solved: Go for Butchery or the area effect nodes or both. Or you can take those armor nodes if you think you need more armor. The Bonebreaker node might be worth it but i'm not sure on that one. Since the monsters now have less life than before, it's easier to stun them.
I think it applies to eva and armor seperately, cuz armor and eva has different mods themselves.
