Will the first character I create suck?

I've spent much more time making the game than playing it, so many others have more experience at actually playing than me, but in my personal experience, if you pay attention to how your character's doing (i.e. invest in defenses if they're taking too much damage, etc), it's easy to make a character that's adequate, but a little bit suboptimal for most of the game (and will likely suffer in the late game), and quite hard to make one which really sucks, just like it's hard to make one which is really, really good.